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Sierra Leone's first Captive Insurance Company

We offer a range of plans tailored to meet your unique needs. Let us help you find the right protection, so you can live with peace of mind.

Expert advice from knowledgeable professionals

Quick and hassle-free claims with 24/7 support.

Exceptional service and peace of mind. Highly recommend!

Exceptional service and peace of mind. Highly recommend!

Exceptional service and peace of mind. Highly recommend!

fast claims processing

about us

Comprehensive insurance solutions for every need

we offer a range of plans tailored to meet your unique needs. Let us help you find the right protection, so you can live with peace of mind.

Customer-Centricity
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Years combined experince
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services

Comprehensive insurance services.

Our comprehensive insurance services are designed to provide you with peace of mind, no matter your needs

Motor Insurance Insurance

We don't give you a sticker for your windshield; we give you a physical and digital card, with a promise of stability.

Fire & Property Insurance

We don't just cover walls; we protect your peace of mind. JMan Insurance provides a robust shield for your property, ensuring its safe...

Accident & Health Insurance

We provide high-quality medical and accident protection for a fraction of the actual cost of care, ensuring...

JMan Savings Scheme

We provide a simple, disciplined, and secure way for every Sierra Leonean from the market trader to the corporate professional to grow their wealth...

why choose us

Why you should choose our insurance policy's

Choose our insurance policies for comprehensive coverage, personalized service, and affordable rates. We offer quick claims processing and expert support, ensuring peace mind and protection for your future.

Control Over Policy

Affordable Premiums

Fast & Easy Process

24/7 Supports

how it work

Our insurance process easy steps to
get covered

Our comprehensive insurance services are designed to provide you with peace of mind, no matter your needs

tailored solutions

Our experts craft a personalized insurance plan that fits your lifestyle.

01

easy enrollment

We guide you through the simple, hassle-free process of securing your coverage.

02

ongoing support

Enjoy peace of mind with our 24/7 support and assistance whenever you need it.

03

claims & adjustments

Quick, efficient claims handling and flexible policy adjustments to ensure.

04

our feature

Discover our key insurance features

Explore the standout features of our insurance plans, designed to comprehensive protection, flexible options, and exceptional service

Customizable Plans

Personalize your coverage your needs and budget, the protection that works best for you.

Multi-Policy Discounts

Personalize your coverage your needs and budget, the protection that works best for you.

Accident Forgiveness

Personalize your coverage your needs and budget, the protection that works best for you.

Home Replacement Cost

Personalize your coverage your needs and budget, the protection that works best for you.

Vechiles
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Motor Bikes
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Savings Account
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Partner hospitals
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Districts
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What matters most get your free insurance quote today!

Whether it’s your home, health, car, or business, we’ve got you covered. Get your free insurance quote today and discover the peace of mind that comes with reliable, comprehensive protection tailored to your needs.

pricing plan

Insurance pricing plans affordable coverage for every budget

Individual Savings Starter Plan

save for tomorrow

NLe 100 / Per Month
  • 6% Instrest Rate
  • Payment Receipts
  • Flexible Payment Methods
  • 6 Month Loan Guaranteed

Motor Insurance

a safe guide plan

NLe 500 / yearly

Our Personal vechle insurance plan is design to ensure your security in the case of theft and accident.

Fire & Property Insurance

have a place to call a home

Nle 1,000 yearly
  • Dwelling securing
  • Fire Accident Cover
  • Persoanl Liability
  • Flexible Payment Methods

our support team

We're here to help, 24/7.

Explore the standout features of our insurance plans, designed to offer you comprehensive protection, flexible options, and exceptional service

CEO_Amadu Jah
Christian Martin Foday

Call us now:

+232-88-220-137

Email us:

contact@jmaninsurance.com

faqs

Frequently asked questions

Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.

35+ Years of Combined Experience

In the new era of technology we look in the future with certainly and pride, that's why so.

24/7 Support Services

In the new era of technology we look in the future with certainly and pride, that's why so.

Captive insurance is a form of self-insurance where a company creates its own licensed insurance subsidiary to cover its specific risks, rather than paying premiums to third-party insurers. It provides tailored coverage, improved cash flow, lower operating costs, and direct access to reinsurance markets.

Most companies focus on the "sticker" for your windshield; we focus on the shield for your life. JMan is built on "Zero-Friction" technology. This means you get 20+ years of expert leadership (led by industry veteran Mr. Ronald K. Hingston) combined with the speed of WhatsApp quotes and instant Mobile Money payments. We don't just sell policies; we restore your peace of mind.

Not at all. We are here to bridge the "2% gap" in Sierra Leone. Whether you are a market trader looking to save 100 Leones a day in our Savings Scheme, a bike rider needing basic protection, or a family wanting a health safety net, we have a package designed for your budget. Financial inclusion is our mission.

Only if you want to say hello! Otherwise, you can handle everything from your phone. We are fully integrated with Orange Money and Africell Money. You can request a quote, pay your premium, and receive your digital policy certificate right on WhatsApp or via email in minutes. Wait, you may need to pickup you physical card. 

We have cut the red tape. If you have an accident or a loss, you don't need to fill out stacks of paper and wait weeks for an appointment. You snap a photo, send it to our claims team via WhatsApp, and we start the assessment immediately. Our goal is to have your standard claim assessed within 24 to 48 hours.

Absolutely. Your savings are managed by a team of qualified financial experts and are backed by the multi-sector stability of the JMan Group of Companies. Unlike a traditional "box" or unregulated "osusu," we provide periodic reports and independent verification so you can see your money growing with total transparency.

Yes. Whether you are in Freetown, Bo, Kenema, or Makeni, your JMan protection follows you. Our Motor, Fire, and Accident policies provide nationwide coverage, ensuring you are protected on every road and in every corner of the Republic.

testimonials

Real stories, real trust hear from our satisfied clients

We take pride in the trust our clients place in us. Through real-life stories and testimonials, hear how our comprehensive insurance solutions have made a positive impact on their lives. From smooth claims processes to personalized service, our satisfied clients share how we’ve helped them protect what matters most.

Amadu Kassim Jah CEO

"As a business owner, I needed reliable coverage. provided comprehensive options tailored to my company needs. Jman Insurance support has been invaluable. Their disability coverage kept me afloat during a tough time. I'm forever grateful. Their team is always ready to help, and I'm confident I'm well protected."

Vidal Lisk Senior Software Engineer

As an individual, I thought it fit to opt in for the blah, blah, blah...

post / news

Our Latest Insurance News and Tips

Stay informed with our latest insurance news and tips. From expert advice on coverage to industry updates, we provide valuable insights to help you.

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